Columbia Financial and Northfield Bancorp Merger

Columbia Financial, Inc. entered into an agreement and plan of merger with Northfield Bancorp, Inc. The filing describes the merger structure, including closing, effective time, and conversion of Northfield shares.

The agreement covers bank merger effects, exchange procedures, and treatment of Northfield equity awards. It also sets out regulatory matters, stockholder approvals, legal conditions to the merger, employee matters, and tax consequences.